Resources
Debt has the ability to impact every aspect of one’s life. With consumer debt on the rise in America, individuals and families deserve the opportunity to access information and ethical resources to help them make the best decisions for their financial health and well-being.
Consumer Debt Relief Initiative is committed to helping its members and others in the industry serve as allies in providing such support. We do so by sharing our position on critical services and benefits available through debt settlement, as well as consumer-friendly educational tools. Download available resources below.
Debt Validation: Lawful Tool vs. Predatory Practice
FOR PROFESSIONALS
Learn more about debt validation, its history of use and how debt settlement providers can help protect consumers from bad actors and unethical practices.
What Is Credit Repair?
FOR PROFESSIONALS
Learn more about credit repair companies and credit service organizations, legitimate tactics they employ, and how they differ from debt settlement providers.
Debt Validation: Lawful Tool vs. Predatory Practice
FOR CONSUMERS
Utilize this consumer-friendly flier to help educate individuals about the lawful process of debt validation and helpful tips for analyzing service providers.
CDRI Statement on Ancillary or Add-On Products
FOR PROFESSIONALS
Read CDRI’s position on the use of third-party ancillary products and services that may be offered and their use in helping consumers achieve debt relief.