About CDRI

Our Story

Consumer Debt Relief Initiative (CDRI) was founded in late 2020 as a new association to represent the debt settlement industry.  Our founder is a veteran industry expert dedicated to the proposition of improving the narrative around debt settlement.  CDRI’s primary areas of concentration will be on proactive advocacy and coalition-building, as we believe they are key to reducing legislative threats and regulatory scrutiny.

CDRI also believes the industry needs an association with a zero-tolerance policy for bad actors in the space.  CDRI members must adhere to a strict Code of Ethics that raises the bar for ethical standards, fairness and transparency when providing debt settlement services to consumers. The CDRI seal is a badge of honor that ensures integrity – given only to debt settlement operators that continuously demonstrate a commitment to non-circumvention of federal and state regulations.

Our board of directors is comprised of recognized industry influencers and thought-leaders.  CDRI is committed to establishing itself as the authoritative voice of the debt settlement industry.  To that end, CDRI advocates for its member debt settlement firms in the halls of Congress, in state capitals and within regulatory bodies throughout the United States.


The Consumer Debt Relief Initiative (CDRI) is dedicated to the protection and promotion of the debt settlement industry. We serve our members through educational development opportunities and advocacy before lawmakers, regulators and the public. CDRI is committed to advancing the highest consumer protection standards to ensure that debt-distressed consumers have access to safe and transparent solutions to achieve financial stability.